Property Section

Standard “no cost” automatic policy benefits:

• Accidental Damage cover to full sum insured up to $ 250,000.
• Landscaping - $25,000 in addition to the sum insured.
• Removal of Debris - $100,000 in addition to the sum insured.
• Temporary removal cover for Contents including graveside equipment, audio equipment, lifters, shade structures.

Business Interruption Section

• Additional Expenditure $100,000 (automatically included)
• Accounts Receivable $ 50,000 (automatically included)
• Claims Preparation Costs $ 50,000 (automatically included)

Burglary Section

Your choice of two levels of cover.

• Level 1 - $ 5,000 (increasing to $20,000 where the premises are protected by a monitored back to base alarm).
• Level 2 - $ 25,000 (increasing to $100,000 where the premises are protected by a monitored back to base alarm).

Contents definition includes personal effects of customers and/or deceased persons.

Glass Section

• Includes decorative/ stained glass
• Signwriting / Alarm tapes

Money Section

• In transit / on premises during business hours
• In a locked safe or strongroom
• In personal custody of insured or authorised employee
• On premises after hours not in a locked safe

Public and Products Liability Section

• Your choice of limit of indemnity - $10,000,000 / $20,000,000
• Property in Physical and Legal Control - $100,000

General Property Section

• Accidental Damage cover for nominated items
• Cover anywhere in Australia including whilst in transit
• Portable electronic equipment (laptops, digital cameras etc)

Machinery / Electronic Breakdown Section

• Automatically covers all electric motors as well as all electronic equipment (computers, photocopiers printers, phone systems etc)
• Restoration of data media
• Additional Increased Cost of Working