We’ve got you covered
Standard “no cost” automatic policy benefits:
- Accidental Damage cover to full sum insured up to $ 250,000.
- Landscaping - $25,000 in addition to the sum insured.
- Removal of Debris - $100,000 in addition to the sum insured.
- Temporary removal cover for Contents including graveside equipment, audio equipment, lifters, shade structures.
Business Interruption Section
- Additional Expenditure $100,000 (automatically included)
- Accounts Receivable $ 50,000 (automatically included)
- Claims Preparation Costs $ 50,000 (automatically included)
Your choice of two levels of cover.
- Level 1 - $ 5,000 (increasing to $20,000 where the premises are protected by a monitored back to base alarm).
- Level 2 - $ 25,000 (increasing to $100,000 where the premises are protected by a monitored back to base alarm).
Contents definition includes personal effects of customers and/or deceased persons.
- Includes decorative/ stained glass
- Signwriting / Alarm tapes
- In transit / on premises during business hours
- In a locked safe or strongroom
- In personal custody of insured or authorised employee
- On premises after hours not in a locked safe
Public and Products Liability Section
- Your choice of limit of indemnity - $10,000,000 / $20,000,000
- Property in Physical and Legal Control - $100,000
General Property Section
- Accidental Damage cover for nominated items
- Cover anywhere in Australia including whilst in transit
- Portable electronic equipment (laptops, digital cameras etc)
Machinery / Electronic Breakdown Section
- Automatically covers all electric motors
as well as all electronic equipment (computers, photocopiers printers, phone systems etc)
- Restoration of data media
- Additional Increased Cost of Working
None of us is as good as all of us